If you want style, comfort, and performance without spending a fortune, you’re not alone. Many drivers are searching for the best affordable luxury cars to experience premium features at a budget-friendly price. Whether you’re a first-time buyer or upgrading your current ride, this list will help you find the best value in luxury driving.
What Makes a Car “Luxury”?
best affordable Luxury cars offer advanced features, high-end materials, superior engineering, and an elevated driving experience. But that doesn’t mean you need to spend six figures to get behind the wheel of one.
Why Choose Affordable Used Luxury Cars?
New luxury cars depreciate quickly. That’s why many buyers are turning to Best affordable luxury cars to get more value for their money. You can often find models just a few years old that still offer:
- Premium interiors
- Modern technology
- Excellent performance
- A luxury badge with a lower price tag
Whether you’re eyeing cheap used luxury cars for daily commuting or want a fancy affordable car that still turns heads, the models below strike the perfect balance of price, prestige, and performance.
1. 2018 BMW 3 Series

The 3 Series combines sportiness with refinement. It’s fun to drive, packed with tech, and easy to find under $25,000.
- Pros: Agile handling, upscale interior
- Price Range: $20,000 – $27,000
This compact executive sedan is known for its near-perfect 50/50 weight distribution and engaging steering feel. It’s one of the best inexpensive used luxury cars for enthusiasts who also want daily drivability.
2. 2017 Lexus ES 350
If reliability matters most, Lexus delivers. The ES 350 is one of the most boujee cars you can get for the price.
- Pros: Smooth ride, high resale value
- Price Range: $20,000 – $26,000
Lexus’ commitment to quality and refinement makes the ES a smart pick. It’s also one of the cheapest luxury car used models that rarely requires expensive repairs.
3. 2018 Audi A4
Audi’s signature design and Quattro AWD make the A4 a compelling choice.
- Pros: Great interior, advanced tech
- Price Range: $22,000 – $28,000
Looking for a luxury car price comparison across German brands? The A4 hits a sweet spot with a luxurious cabin and cutting-edge driver assistance features.
4. 2019 Acura TLX
A semi luxury car brand like Acura offers premium features without the luxury tax.
- Pros: Value-packed, quiet cabin
- Price Range: $21,000 – $26,000
It blends Honda reliability with upscale features like dual-screen infotainment, adaptive cruise control, and a plush interior.
5. 2018 Mercedes-Benz C-Class
Experience true German craftsmanship at a reasonable price.
- Pros: Sleek styling, smooth transmission
- Price Range: $23,000 – $30,000
The C-Class feels more expensive than it is. It’s one of the most luxury vehicles under 35k that still makes a strong statement.
6. 2017 Volvo S90
For something different, the S90 offers minimalist Scandinavian design and lots of features.
- Pros: Spacious, semi-autonomous features
- Price Range: $20,000 – $27,000
The S90 comes with Pilot Assist, making it one of the most tech-forward fancy affordable cars on the list.
7. 2019 Genesis G70
Hyundai’s luxury arm surprises with performance and value.
- Pros: Sporty drive, high-quality materials
- Price Range: $22,000 – $29,000
The G70 combines elegant design with strong engine options and earns its spot as a rising star among cheap used luxury cars.
8. 2017 Infiniti Q50
Often overlooked, the Q50 brings sharp looks and powerful engines.
- Pros: Powerful V6 options, roomy interior
- Price Range: $19,000 – $25,000
It’s a great choice for drivers who want a luxury car price comparison and don’t want to pay a premium for brand recognition.
9. 2018 Cadillac CTS
American luxury gets sporty with the CTS.
- Pros: Strong engines, aggressive design
- Price Range: $20,000 – $26,000
Offering magnetic ride control and punchy V6 options, the CTS proves you don’t need to sacrifice fun for affordability.
10. 2017 Jaguar XE

If you want to stand out, the XE delivers British style at a discount.
- Pros: Unique design, great handling
- Price Range: $19,000 – $24,000
It’s among the most unique inexpensive used luxury cars, ideal for drivers who want something a bit more exclusive without stretching the budget.
Luxury Cars Under 35K: New Options
Looking for best affordable luxury cars under $35K? These models are stylish, well-equipped, and offer the prestige of a luxury brand without the hefty price tag.
2024 Acura Integra
- Starting MSRP: $31,000
- Pros: Tech-savvy interior, sporty handling, good fuel efficiency
A smart blend of style and performance, perfect for younger buyers or daily commuters who want flair.
2024 Audi A3
- Starting MSRP: $34,500
- Pros: Sleek design, fuel-efficient, premium interior
Compact yet refined, this is one of the fanciest affordable cars from a German automaker.
2024 Genesis G70 (Base Model)
- Starting MSRP: $34,000
- Pros: Feature-rich, premium styling, smooth ride
Offers a luxury experience that competes with BMW and Mercedes at a lower luxury car price.
Fancy Affordable Cars with Low Maintenance
Want affordable used luxury cars with low upkeep costs? These models are known for their reliability and affordable parts.
Lexus IS 300
Reliable and classy, with a reputation for minimal mechanical issues.
Acura ILX
A compact semi-luxury car brand that offers sporty performance with Honda-like reliability.
Volvo S60
Known for comfort, safety, and a sleek interior. Maintenance is reasonable for a luxury model.
Buick LaCrosse
Often overlooked, but delivers luxury-level comfort and quiet ride at a budget-friendly price.
These vehicles let you enjoy a boujee car experience without breaking the bank on repairs.
Cheap Used Luxury Cars: Where to Buy
Finding the cheapest luxury car used doesn’t mean compromising on quality. Here’s where to look:
Certified Pre-Owned (CPO) Dealerships
- Offer manufacturer-backed warranties
- Vehicles go through multi-point inspections
- Best option for peace of mind
Online Platforms
- Try Carvana, Vroom, or Shift
- Compare listings nationwide
- Convenient home delivery options available
Local Used Car Dealers
- Great for in-person test drives
- More room to negotiate prices
- Check reviews and ask for a vehicle history report
Pro Tip:
- Always obtain a vehicle history report (such as Carfax or AutoCheck) before purchasing.
- Get a pre-purchase inspection by a trusted mechanic
- Look for one-owner cars with documented maintenance records
Cheapest Luxury Car Used vs. New: What You Save
Choosing the cheapest used luxury car can save you thousands of dollars.
Model | MSRP | 3-Year Used Price |
BMW 5 Series | $56,000 | $28,000 |
Mercedes C-Class | $45,000 | $24,000 |
Audi A6 | $59,000 | $29,000 |
Luxury Car Price Comparison
To make the smartest purchase, always conduct a luxury car price comparison based on:
- Mileage
- Model year
- Trim level
- Condition
Use sites like Kelley Blue Book, Edmunds, or CarGurus for accurate pricing.
Also, compare listings from both dealerships and private sellers. Understanding regional price trends, resale values, and ownership costs can help you negotiate better and avoid overpaying.
Tips for Buying Best Affordable Luxury Cars
Get a Pre-Purchase Inspection
Ensure the car hasn’t been in a major accident and is mechanically sound.
Look for CPO Programs
Certified Pre-Owned programs offer warranties and peace of mind.
Check Insurance Costs
Luxury vehicles may cost more to insure. Compare quotes before buying.
Avoid Overpriced Features
Don’t overpay for flashy extras you won’t use.
Finding the Best Affordable Luxury Cars
You don’t have to compromise on quality or style when shopping for a luxury vehicle. By choosing a well-maintained used model or a value-packed new car, you can enjoy the upscale experience without draining your bank account.